Get paid now, not in 60 days
Invoice Finance
Release the cash tied up in unpaid invoices. Draw most of an invoice's value as soon as it's issued, and receive the balance when your customer settles.
- Amount
- Up to 85% of invoice value
- Term
- Revolving
- Security
- Your receivables ledger
- Funding
- 24 - 48 hours
How it works
How invoice finance works
Invoice finance advances you a percentage of an invoice, typically up to 85%, as soon as you raise it. When the customer pays on their usual terms, you receive the remainder less the fee. Your funding grows automatically as your sales grow, which a fixed limit cannot.
It's particularly effective where you invoice large commercial customers on 30, 60 or 90-day terms. The facility can be confidential, meaning your customers deal with you exactly as they do now.
Who is it for?
- B2B businesses invoicing on payment terms
- Labour hire, staffing and recruitment agencies
- Wholesalers, manufacturers and transport operators
- Fast-growing businesses outgrowing a fixed loan limit
Common uses
- Meeting payroll while waiting on customer payments
- Taking on a larger contract without a cash-flow squeeze
- Paying suppliers early to secure a discount
- Smoothing the gap created by 60 and 90-day terms
- Funding growth without adding a fixed loan repayment
Questions
Common questions answered
Other options
Explore the rest of our funding
Unsecured term loan
Funding without putting up property
$5,000 - $500,000Secured term loan
Lower cost, longer terms, larger amounts
$50,000 - $1M+Line of credit
Funds on standby, interest only on what you use
$10,000 - $500,000Equipment & asset finance
The asset secures itself
$10,000 - $1M+Business car loan
Vehicles financed on business terms
$10,000 - $250,000Trade finance
Fund the gap between paying suppliers and getting paid
$50,000 - $1M+Development & construction
Funding drawn down as the build progresses
$500,000 - $20M+